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No Money Down
Read by Kristin Watson Heintz
Written by Julie Moffett

Ch 1 Ch 2 Ch 3
     
Ch 4 Ch 5 Ch 6
     
Ch 7 Ch 8 Ch 9
     
Ch 10 Ch 11  
The audio and text presented here is formatted for the exclusive and non-profit purpose of teaching English as a Second or Foreign Language (ESL/EFL), also called English Language Learning (ELL)
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